Carmel Mortgage, Carmel Homes, Monterey Peninsula Mortgage co meeting your home financing needs, Cheryl Whitworth Mcvicar, Chuck Schipper, Jason Montgomery, Lori Clark
 
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Check Loan Payments
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Rate Points APR Payment
Conforming 30 Year Fixed
4.250% -0.125 4.260% $0
Conforming 15 Year Fixed
3.750% 0.0 3.785% $0
Conforming FHA 30 Year Fixed
5.125% -4.0 4.802% $0
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I've been in the real estate business for over 30 years now. Your Borroware software is the easiest loan application I have ever completed. You have a winner here!
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Loan Agents
Cheryl Whitworth - McVicar
Branch Manager
Home Loan Specialist


cheryl@carmel-mortgage.com

1-831-625-3939 office
1-831-595-2368 mobile
1-831-536-1803 fax
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Carmel Mortgage
PO Box 222520
Carmel, CA 93922
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As a lending professional, I can meet a wide range of real estate lending needs, whether a first time purchase, second home purchase, or refinance I welcome the opportunity to serve your needs with quick and accurate real estate financing advice. With my expertise and knowledge, I will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.  I have financed multiple REO and short sale properties and can provide the expertise to help you purchase multiple property types. 

I am Dre licensed since 1998 and was trained by my father the founder of Carmel Mortgage. My ultimate goal is to help you find the loan that best suits your needs and your unique transaction and be there every step of the way for you. I look forward to working with you.


  Carmel Mortgage
PO Box 222520
Carmel, CA 93922
Phone (831) 625-3939

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Carmel Mortgage - Site Map

Homebuying Center
Mortgage and lending information for purchase and home buying loans.
Refinance Center
Carmel Mortgage Refinances Monterey County and California - Learn about Monterey Refinance Programs, refi with Carmel Mortgage, the credible local mortgage company
Home Equity Center
Mortgage and lending information for home equity loans.
Learning Center
Mortgage, lending, and credit information.
Less Than Perfect Credit
Learn how credit scoring works and how you can improve your credit score.
Financial Calculators
Financial, mortgage and lending calculators.
Today's Rates
Check for up to date rates and loan programs.
Commercial Loans
Commercial loans programs and information.
Construction Loans
Commercial loans programs and information.
Interest Only Loans
Interest only loan programs and information.
Become a Loan Officer with Carmel Mortgage
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Is Your Credit Info Being Sold?
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Carmel Mtg Vs. Your Bank
Carmel Mortgage Vs. Your Bank - Carmel Mortgage helps people of Monterey County and all of California find the best home loan at the bes rate for their financing needs and goals. We do not push the most expensive loan like banks can.
Monterey County Inclusionary Homes
Carmel Mortgage does Monterey County inclusionary loans & refis - Learn about Monterey County Inclusionary housing & loans and info here
News - Mortgage Industry
Carmel Mortgage FHA, CA FHA, Monterey FHA, Carmel FHA, - Carmel Mortgage now offers FHA, helping first time homebuyers and those refinancing
Loan Agents
The best loan agents.
Staff
Our Staff Members.
Realtors
Our favorite real estate agents.
Cities we serve
Pebble Beach, Carmel, Carmel Valley, Monterey homes, Monterey CA homes, Pacific Grove, Salinas, Seaside, Marina, fort ord, new monterey, oldtown salinas, Pasadera, Las Palmas, greenfield, big sur, carmel-by-the-sea, spreckels, castroville, prunedale, elkhorn, moss landing, aptos, santa cruz, carmel homes, salinas homes, pasadera homes, las palmas homes, monterey CA
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