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Testimonials
I've been in the real estate business for over 30 years now. Your Borroware software is the easiest loan application I have ever completed. You have a winner here!
—Robert B..
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MMG Report
Greenspan Talks - Foreclosres Rise
Former Fed Chairman Alan Greenspan was quoted as telling Asian investors on Wednesday that US economic data suggests that the world's biggest economy could face a mild recession. He suggested that the credit crisis will end when home prices in the US...



Consolidate Debt
Save Money By Consolidating Your Debt
Start the process toward saving money now instead of paying high interest credit card bills. Even if you have less-than-perfect-credit or have been turned down before, Carmel Mortgage has helped homeowners just like you get the cash you need.
  • Consolidate high interest bills into one easy lower payment and start saving now.
  • Save probably hundreds of dollars a month. Depending on your tax status, you should be able to deduct interest too.
  • Get additional cash for any reason.
A mortgage from Carmel Mortgage may be just what you need. It's a great time to tap the equity you've built in your home and make it work for you.

Enjoy lower payment month after month, and tax savings year after year. There's no cost and never an obligation.
Carmel Mortgage
200 Clock Tower Place E-150
Carmel, CA 93923
Phone (831) 625-3939

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Carmel Mortgage - Site Map

Homebuying Center
Mortgage and lending information for purchase and home buying loans.
Refinance Center
Carmel Mortgage Refinances Monterey County and California - Learn about Monterey Refinance Programs, refi with Carmel Mortgage, the credible local mortgage company
Home Equity Center
Mortgage and lending information for home equity loans.
Learning Center
Mortgage, lending, and credit information.
Less Than Perfect Credit
Learn how credit scoring works and how you can improve your credit score.
Financial Calculators
Financial, mortgage and lending calculators.
Today's Rates
Check for up to date rates and loan programs.
Commercial Loans
Commercial loans programs and information.
Construction Loans
Commercial loans programs and information.
Interest Only Loans
Interest only loan programs and information.
Become a Loan Officer with Carmel Mortgage
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Is Your Credit Info Being Sold?
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Carmel Mtg Vs. Your Bank
Carmel Mortgage Vs. Your Bank - Carmel Mortgage helps people of Monterey County and all of California find the best home loan at the bes rate for their financing needs and goals. We do not push the most expensive loan like banks can.
Monterey County Inclusionary Homes
Carmel Mortgage does Monterey County inclusionary loans & refis - Learn about Monterey County Inclusionary housing & loans and info here
Loan Agents
The best loan agents.
Staff
Our Staff Members.
Realtors
Our favorite real estate agents.
Cities we serve
Pebble Beach, Carmel, Carmel Valley, Monterey homes, Monterey CA homes, Pacific Grove, Salinas, Seaside, Marina, fort ord, new monterey, oldtown salinas, Pasadera, Las Palmas, greenfield, big sur, carmel-by-the-sea, spreckels, castroville, prunedale, elkhorn, moss landing, aptos, santa cruz, carmel homes, salinas homes, pasadera homes, las palmas homes, monterey CA
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