Date

Credit Bureau
Address

RE: Acct. #...

Dear (Credit Bureau Name):

Going over my credit report I found many errors. I request your investigation of the following:

1. (Retailer name) - I spoke with (retailer name) again to verify my records. They confirmed this was my account and that there were no late payments to this account. They will draft a letter if needed to correct this error. Please contact this creditor.

2. Foreclosure (date) - I did not have a foreclosure on (date) or since then. Please remove this.

3. Collection Account _____________ I have tried to get to the bottom of this with the information your company supplied. How are you able to confirm when I cannot? (See enclosed copy). This is not mine. Please remove this.

Re: Auto
The consumer has no protection against automobile salesmen who are not concerned about a person's credit report or what problems multiple inquiries can cause. I understand your credit bureau has legal responsibility in this matter. There should be more supervision on access to credit files by salesmen with these dealerships.

I did not authorize the following inquiries and demand they be removed from my file:

1. (company name) There are 4 different days in (month) of (year). Why would this be? Please remove 3 of these entries. I only authorized one.

2. ______ Motor Acceptance Corp. I only authorized one. Please remove the other 4 entries.

These listed accounts are neither my debts nor my authorized inquiries. Please correct this by the removal of these items from my credit report. Please send a copy of my corrected credit report as soon as possible to my address listed below.

Sincerely,


Your Signature
Name
Address
Social Security Number