Welcome to Carmel Mortgage!
(Est. 1981)
Right now is the right time, and the right place to buy a home or refinance.
Rates are expected to rise as the economy strengthens,
don't miss the boat, purchase or refinance today!!
Rates have been within .125% of the best rate in our nation's history,
we mean ever in the history of the U.S... Click here to learn more!
Apply now to see if you can get this amazing rate.
More recent news for mortgages found here:
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- Short Sale (REO),
- Fannie Mae and Freddie Mac
CLICK HERE for the most recent updates.
Do you think you have a great rate, but don't know if it still may be worth it for you to refi?
We can find out for you, over the phone in a matter of seconds!
Give us a call! 831-275-0380
Meet Our Loan Officers Experienced in residential, commercial, construction, refi loans, etc.!
Our loan officers know how to find you the best loan program at the best rate available for your personal home financing needs and goals - Click Here to meet them now.
Carmel Mortgage is in its 30th year of locally owned & operated business!
We are not a net branch!! We are not tied to on bank with that one banks set of fees!
Carmel Mortgage is your local, experienced, credible mortgage broker.
Apply online today
Inquire with Cheryl Whitworth - McVicar today!
We train our Loan Officers thoroughly & correctly with in house marketing support!!
Cheryl Whitworth - President/CEO/Loan Officer