Carmel Mortgage, Carmel Homes, Monterey Peninsula Mortgage co meeting your home financing needs, Cheryl Whitworth Mcvicar, Chuck Schipper, Jason Montgomery, Lori Clark
 
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Check Loan Payments
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Rate Points APR Payment
Conforming 30 Year Fixed
4.250% -0.125 4.260% $0
Conforming 15 Year Fixed
3.750% 0.0 3.785% $0
Conforming FHA 30 Year Fixed
5.125% -4.0 4.802% $0
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Testimonials
I've been in the real estate business for over 30 years now. Your Borroware software is the easiest loan application I have ever completed. You have a winner here!
—Robert B..
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In The News...
The Commerce Department reported this morning that Durable Orders in June fell 1.0% for the 2nd straight monthly loss and the biggest decline since August signaling that economic growth was stagnant in the 2nd quarter. Estimates were calling for a 1.0%...

Welcome to Carmel Mortgage!
(Est. 1981)

Right now is the right time, and the right place to buy a home or refinance.

 Rates are expected to rise as the economy strengthens,
don't miss the boat, purchase or refinance today!!

Rates have been within 
.125% of the best rate in our nation's history,
we mean ever in the history of the U.S...
Click here to learn more!
Apply now to see if you can get this amazing rate.

 



More recent news for mortgages found here:

  •  
    • First time homebuyer tax credit and more ** Updated 11/23/09
    • Short Sale (REO),  
    • Fannie Mae and Freddie Mac

      CLICK HERE for the most recent updates. 

 

Do you think you have a great rate, but don't know if it still may be worth it for you to refi? 

We can find out for you, over the phone in a matter of seconds! 
Give us a call!  831-625-3939



Loan Modification info:
Click Here for more info.
It really does happen, yes it's a process, but it really does work.
~Newest loan mod closed by Chuck Schipper:

Old Payment: $ 3,283.52
Trial Payment: $1,749.45
Monthly Savings: $ 1,534.07




Meet Our Loan Officers Experienced in residential, commercial, construction, refi loans, etc.!
Our loan officers
know how to find you the best loan program at the best rate available for your personal home financing needs and goals -
Click Here to meet them now.




How much home can you can afford?
Click here to find out with our
3 minute quick app.

Apply online,   request a call/email,   &   meet our loan officers!

 


Carmel Mortgage - monterey mortgage servicesCarmel Mortgage is in its 28th year of locally owned & operated business! We are not a net branch!!

Carmel Mortgage is your local, experienced, credible mortgage broker.

Apply online today




 

 



Inquire with Cheryl Whitworth - McVicar today!
We train our Loan Officers thoroughly & correctly with in house marketing support!!


Cheryl Whitworth
- President/CEO/Loan Officer

Chuck Schipper
- Vice President/Loan Officer


  Carmel Mortgage
PO Box 222520
Carmel, CA 93922
Phone (831) 625-3939

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Carmel Mortgage - Site Map

Homebuying Center
Mortgage and lending information for purchase and home buying loans.
Refinance Center
Carmel Mortgage Refinances Monterey County and California - Learn about Monterey Refinance Programs, refi with Carmel Mortgage, the credible local mortgage company
Home Equity Center
Mortgage and lending information for home equity loans.
Learning Center
Mortgage, lending, and credit information.
Less Than Perfect Credit
Learn how credit scoring works and how you can improve your credit score.
Financial Calculators
Financial, mortgage and lending calculators.
Today's Rates
Check for up to date rates and loan programs.
Commercial Loans
Commercial loans programs and information.
Construction Loans
Commercial loans programs and information.
Interest Only Loans
Interest only loan programs and information.
Become a Loan Officer with Carmel Mortgage
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Is Your Credit Info Being Sold?
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Carmel Mtg Vs. Your Bank
Carmel Mortgage Vs. Your Bank - Carmel Mortgage helps people of Monterey County and all of California find the best home loan at the bes rate for their financing needs and goals. We do not push the most expensive loan like banks can.
Monterey County Inclusionary Homes
Carmel Mortgage does Monterey County inclusionary loans & refis - Learn about Monterey County Inclusionary housing & loans and info here
News - Mortgage Industry
Carmel Mortgage FHA, CA FHA, Monterey FHA, Carmel FHA, - Carmel Mortgage now offers FHA, helping first time homebuyers and those refinancing
Loan Agents
The best loan agents.
Staff
Our Staff Members.
Realtors
Our favorite real estate agents.
Cities we serve
Pebble Beach, Carmel, Carmel Valley, Monterey homes, Monterey CA homes, Pacific Grove, Salinas, Seaside, Marina, fort ord, new monterey, oldtown salinas, Pasadera, Las Palmas, greenfield, big sur, carmel-by-the-sea, spreckels, castroville, prunedale, elkhorn, moss landing, aptos, santa cruz, carmel homes, salinas homes, pasadera homes, las palmas homes, monterey CA
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