Carmel Mortgage, Carmel Homes, Monterey Peninsula Mortgage co meeting your home financing needs, Cheryl Whitworth Mcvicar, Chuck Schipper, Jason Montgomery, Lori Clark
 
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I've been in the real estate business for over 30 years now. Your Borroware software is the easiest loan application I have ever completed. You have a winner here!
—Robert B..
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In The News...
The Labor Department reported today that employers added 243,000 new jobs in January, well above the 155,000 that was expected signaling that the job market continues to rebound from depressed levels. For the months of November and December the figures...

Welcome to Carmel Mortgage!
(Est. 1981)

Right now is the right time, and the right place to buy a home or refinance.

 Rates are expected to rise as the economy strengthens,
don't miss the boat, purchase or refinance today!!

Rates have been within 
.125% of the best rate in our nation's history,
we mean ever in the history of the U.S...
Click here to learn more!
Apply now to see if you can get this amazing rate.

 



More recent news for mortgages found here:

    • Short Sale (REO),  
    • Fannie Mae and Freddie Mac

      CLICK HERE for the most recent updates. 

 

Do you think you have a great rate, but don't know if it still may be worth it for you to refi? 

We can find out for you, over the phone in a matter of seconds! 
Give us a call!  831-275-0380



Meet Our Loan Officers Experienced in residential, commercial, construction, refi loans, etc.!
Our loan officers
know how to find you the best loan program at the best rate available for your personal home financing needs and goals -
Click Here to meet them now.




 

How much home can you can afford?
Click here to find out with our
3 minute quick app.

Apply online,   request a call/email,   &   meet our loan officers!

 


Carmel Mortgage is in its 30th year of locally owned & operated business!
We are not a net branch!! We are not tied to on bank with that one banks set of fees!

Carmel Mortgage is your local, experienced, credible mortgage broker.

Apply online today




 

 



Inquire with Cheryl Whitworth - McVicar today!
We train our Loan Officers thoroughly & correctly with in house marketing support!!


Cheryl Whitworth
- President/CEO/Loan Officer



 

  Carmel Mortgage
33 Soledad Drive Suite #2
Monterey, CA 93940
Phone (831) 275-0380
Fax (831) 536-1803

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Carmel Mortgage - Site Map

Homebuying Center
Mortgage and lending information for purchase and home buying loans.
Refinance Center
Carmel Mortgage Refinances Monterey County and California - Learn about Monterey Refinance Programs, refi with Carmel Mortgage, the credible local mortgage company
Home Equity Center
Mortgage and lending information for home equity loans.
Learning Center
Mortgage, lending, and credit information.
Less Than Perfect Credit
Learn how credit scoring works and how you can improve your credit score.
Financial Calculators
Financial, mortgage and lending calculators.
Commercial Loans
Commercial loans programs and information.
Construction Loans
Commercial loans programs and information.
Interest Only Loans
Interest only loan programs and information.
Become a Loan Officer with Carmel Mortgage
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Is Your Credit Info Being Sold?
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Carmel Mtg Vs. Your Bank
Carmel Mortgage Vs. Your Bank - Carmel Mortgage helps people of Monterey County and all of California find the best home loan at the bes rate for their financing needs and goals. We do not push the most expensive loan like banks can.
Monterey County Inclusionary Homes
Carmel Mortgage does Monterey County inclusionary loans & refis - Learn about Monterey County Inclusionary housing & loans and info here
News - Mortgage Industry
Carmel Mortgage FHA, CA FHA, Monterey FHA, Carmel FHA, - Carmel Mortgage now offers FHA, helping first time homebuyers and those refinancing
Loan Agents
The best loan agents.
Staff
Our Staff Members.
Realtors
Our favorite real estate agents.
Cities we serve
Pebble Beach, Carmel, Carmel Valley, Monterey homes, Monterey CA homes, Pacific Grove, Salinas, Seaside, Marina, fort ord, new monterey, oldtown salinas, Pasadera, Las Palmas, greenfield, big sur, carmel-by-the-sea, spreckels, castroville, prunedale, elkhorn, moss landing, aptos, santa cruz, carmel homes, salinas homes, pasadera homes, las palmas homes, monterey CA
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