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30 Yr Fixed 5.750% $0
Interest Only 5.750% $0
15 Yr Fixed 5.125% $0
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Testimonials
I've been in the real estate business for over 30 years now. Your Borroware software is the easiest loan application I have ever completed. You have a winner here!
—Robert B..
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MMG Report
Consumer Debt at Record High
The Federal Reserve's measure of consumer borrowing, which does not include any debt secured by real estate such as mortgages or home equity loans, stood at a record $2.558 trillion in March as consumers increased their borrowing at an annual rate of 7.2%,...



About
Prospective Clients, welcome to Carmel Mortgage Corp. I am really excited about addressing you through our powerful, revised web site. Carmel Mortgage Corp., is in it's 27th year serving the Central Coast.

May I offer a special thanks to our many clients for
keeping us at number one!


We exist to facilitate the best possible real estate financing transactions for our clients. As mortgage bankers and loan brokers, we enable our customers to access the lowest rates and vast programs available in today's market place.

We are also committed to enhancing the mortgage process by providing our clients professional advice, fast service and convenience.

We continually strive to deliver lower interest rates and transaction costs, and make the process more convenient for our borrowers.

We now offer you 3 easy, safe ways to apply online.
1. Custom Loan Quote -
Our fastest of the three:
2. Our 3 minute Pre-approval,
3. Our Full Online loan app
All apps are safe and secure, and super easy to complete! No other lender in Monterey County has it!

When you complete our pre-approval app, all your info will automatically populate into our full app when you're ready to complete it, no wasted time for you!!
Carmel Mortgage Corp. will continue its efforts in technology and servicing, consequently making the dream of home ownership a reality for more and more families.

Cheryl Whitworth/McVicar President, CEO
831-625-3939
Carmel Mortgage
200 Clock Tower Place E-150
Carmel, CA 93923
Phone (831) 625-3939

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Carmel Mortgage - Site Map

Homebuying Center
Mortgage and lending information for purchase and home buying loans.
Refinance Center
Carmel Mortgage Refinances Monterey County and California - Learn about Monterey Refinance Programs, refi with Carmel Mortgage, the credible local mortgage company
Home Equity Center
Mortgage and lending information for home equity loans.
Learning Center
Mortgage, lending, and credit information.
Less Than Perfect Credit
Learn how credit scoring works and how you can improve your credit score.
Financial Calculators
Financial, mortgage and lending calculators.
Today's Rates
Check for up to date rates and loan programs.
Commercial Loans
Commercial loans programs and information.
Construction Loans
Commercial loans programs and information.
Interest Only Loans
Interest only loan programs and information.
Become a Loan Officer with Carmel Mortgage
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Is Your Credit Info Being Sold?
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Carmel Mtg Vs. Your Bank
Carmel Mortgage Vs. Your Bank - Carmel Mortgage helps people of Monterey County and all of California find the best home loan at the bes rate for their financing needs and goals. We do not push the most expensive loan like banks can.
Monterey County Inclusionary Homes
Carmel Mortgage does Monterey County inclusionary loans & refis - Learn about Monterey County Inclusionary housing & loans and info here
Loan Agents
The best loan agents.
Staff
Our Staff Members.
Realtors
Our favorite real estate agents.
Cities we serve
Pebble Beach, Carmel, Carmel Valley, Monterey homes, Monterey CA homes, Pacific Grove, Salinas, Seaside, Marina, fort ord, new monterey, oldtown salinas, Pasadera, Las Palmas, greenfield, big sur, carmel-by-the-sea, spreckels, castroville, prunedale, elkhorn, moss landing, aptos, santa cruz, carmel homes, salinas homes, pasadera homes, las palmas homes, monterey CA
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