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30 Yr Fixed 5.750% $0
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15 Yr Fixed 5.125% $0
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I've been in the real estate business for over 30 years now. Your Borroware software is the easiest loan application I have ever completed. You have a winner here!
—Robert B..
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MMG Report
Consumer Debt at Record High
The Federal Reserve's measure of consumer borrowing, which does not include any debt secured by real estate such as mortgages or home equity loans, stood at a record $2.558 trillion in March as consumers increased their borrowing at an annual rate of 7.2%,...
Become a Loan Officer with Carmel Mortgage
Full Loan Officer Training

Licensed and experienced or just beginning...
We'll train you to become a top producer!

Join the most reputable mortgage company in Monterey County

        What do you get as a Carmel Mortgage loan officer?
  • 1099 or W-2 - your choice!
  • Free personal mortgage website and online loan apps just for you.
  • Free FULL subscription to Mortgage Market Guide's products
  • Substantially discounted rate for CMPS certification
  • Free Exclusive in-house training system and marketing help
  • The honest reputation of Carmel Mortgage in its 27th year of local business
  • Two convenient office locations for you and your clients.
Call Now for more information!
Ask for Cheryl Whitworth 
831-625-3939 or 831-754-3939
Carmel or Salinas 
Carmel Mortgage
200 Clock Tower Place E-150
Carmel, CA 93923
Phone (831) 625-3939

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Carmel Mortgage - Site Map

Homebuying Center
Mortgage and lending information for purchase and home buying loans.
Refinance Center
Carmel Mortgage Refinances Monterey County and California - Learn about Monterey Refinance Programs, refi with Carmel Mortgage, the credible local mortgage company
Home Equity Center
Mortgage and lending information for home equity loans.
Learning Center
Mortgage, lending, and credit information.
Less Than Perfect Credit
Learn how credit scoring works and how you can improve your credit score.
Financial Calculators
Financial, mortgage and lending calculators.
Today's Rates
Check for up to date rates and loan programs.
Commercial Loans
Commercial loans programs and information.
Construction Loans
Commercial loans programs and information.
Interest Only Loans
Interest only loan programs and information.
Become a Loan Officer with Carmel Mortgage
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Is Your Credit Info Being Sold?
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Carmel Mtg Vs. Your Bank
Carmel Mortgage Vs. Your Bank - Carmel Mortgage helps people of Monterey County and all of California find the best home loan at the bes rate for their financing needs and goals. We do not push the most expensive loan like banks can.
Monterey County Inclusionary Homes
Carmel Mortgage does Monterey County inclusionary loans & refis - Learn about Monterey County Inclusionary housing & loans and info here
Loan Agents
The best loan agents.
Staff
Our Staff Members.
Realtors
Our favorite real estate agents.
Cities we serve
Pebble Beach, Carmel, Carmel Valley, Monterey homes, Monterey CA homes, Pacific Grove, Salinas, Seaside, Marina, fort ord, new monterey, oldtown salinas, Pasadera, Las Palmas, greenfield, big sur, carmel-by-the-sea, spreckels, castroville, prunedale, elkhorn, moss landing, aptos, santa cruz, carmel homes, salinas homes, pasadera homes, las palmas homes, monterey CA
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