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I've been in the real estate business for over 30 years now. Your Borroware software is the easiest loan application I have ever completed. You have a winner here!
—Robert B..
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MMG Report
Greenspan Talks - Foreclosres Rise
Former Fed Chairman Alan Greenspan was quoted as telling Asian investors on Wednesday that US economic data suggests that the world's biggest economy could face a mild recession. He suggested that the credit crisis will end when home prices in the US...



Brokers Protect Borrowers

A Bank or a Mortgage Broker?

Which one protects the borrower's best interests?

It is important to understand that a Bank agent's first responsibility is to the bank, not to borrowers.
Why? Simple, he/she is an employee of the bank, they must do what the bank dictates.

A bank’s primary goal is to make money; one way they do it
is by pushing the most profitable loans to their borrowers. (NOT the most beneficial)

 

We are independent mortgage loan professionals, who consequently must act as fiduciaries; which simply means we must put your best interests ahead of their own.

 
True mortgage professionals, like Carmel Mortgage, maintain their majority market share by providing borrowers with the best loans and the best pricing available – loans that meet our borrower’s needs and goals – NOT the banks!

Carmel Mortgage obtainss loans at a discount - from hundreds of lenders.
We then, can pass those savings on to you, our clients.

 

Carmel Mortgage is now in its 27th year of meeting the financing needs and goals of home owners on the central coast. We are equity managers, our goal is to help you save and make money by properly managing your equity.

 

Working with Carmel Mortgage means that you save money, we find the best loan for YOU and YOUR home financing needs and goals!!

Contact us today, or meet our team!
831-625-3939 info@carmel-mortgage.com

Carmel Mortgage, everything you want your lender to be™.

Carmel Mortgage
200 Clock Tower Place E-150
Carmel, CA 93923
Phone (831) 625-3939

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Carmel Mortgage - Site Map

Homebuying Center
Mortgage and lending information for purchase and home buying loans.
Refinance Center
Carmel Mortgage Refinances Monterey County and California - Learn about Monterey Refinance Programs, refi with Carmel Mortgage, the credible local mortgage company
Home Equity Center
Mortgage and lending information for home equity loans.
Learning Center
Mortgage, lending, and credit information.
Less Than Perfect Credit
Learn how credit scoring works and how you can improve your credit score.
Financial Calculators
Financial, mortgage and lending calculators.
Today's Rates
Check for up to date rates and loan programs.
Commercial Loans
Commercial loans programs and information.
Construction Loans
Commercial loans programs and information.
Interest Only Loans
Interest only loan programs and information.
Become a Loan Officer with Carmel Mortgage
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Is Your Credit Info Being Sold?
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Carmel Mtg Vs. Your Bank
Carmel Mortgage Vs. Your Bank - Carmel Mortgage helps people of Monterey County and all of California find the best home loan at the bes rate for their financing needs and goals. We do not push the most expensive loan like banks can.
Monterey County Inclusionary Homes
Carmel Mortgage does Monterey County inclusionary loans & refis - Learn about Monterey County Inclusionary housing & loans and info here
Loan Agents
The best loan agents.
Staff
Our Staff Members.
Realtors
Our favorite real estate agents.
Cities we serve
Pebble Beach, Carmel, Carmel Valley, Monterey homes, Monterey CA homes, Pacific Grove, Salinas, Seaside, Marina, fort ord, new monterey, oldtown salinas, Pasadera, Las Palmas, greenfield, big sur, carmel-by-the-sea, spreckels, castroville, prunedale, elkhorn, moss landing, aptos, santa cruz, carmel homes, salinas homes, pasadera homes, las palmas homes, monterey CA
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