Carmel Mortgage FHA, CA FHA, Monterey FHA, Carmel FHA, Carmel Mortgage

What's a short sale?

A sale where the existing lender agrees to accept less than the mortgage balance when a seller wants to sell their property... Click here for more info

First-Time Homebuyer Tax Credit

The credit is an exciting new provision of the Housing and Economic Recovery Act of 2008. The credit is designed to encourage first-time homebuyers to purchase their first homes. Home prices are at historical lows making it an ideal time for many first-time homebuyers to purchase homes... Click here for more info

Fannie Mae Changes:

Positive News for Mortgages: You probably heard news stories about Fannie Mae and Freddie Mac but now you want to know how it'll affect mortgages. Here you go:

1. Fannie Mae, the guaranteers of notes is now under control of the government. The government felt Fannie Mae and Freddie Mac could no longer fulfill their mission statement to provide liquidity, stability and affordability in the housing markets... Click here for more info

Carmel Mortgage - Site Map

Homebuying Center

Mortgage and lending information for purchase and home buying loans.

Refinance Center

Carmel Mortgage Refinances Monterey County and California - Learn about Monterey Refinance Programs, refi with Carmel Mortgage, the credible local mortgage company

Home Equity Center

Mortgage and lending information for home equity loans.

Learning Center

Mortgage, lending, and credit information.

Less Than Perfect Credit

Learn how credit scoring works and how you can improve your credit score.

Financial Calculators

Financial, mortgage and lending calculators.

Commercial Loans

Commercial loans programs and information.

Construction Loans

Commercial loans programs and information.

Interest Only Loans

Interest only loan programs and information.

Become a Loan Officer with Carmel Mortgage

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Carmel Mtg Vs. Your Bank

Carmel Mortgage Vs. Your Bank - Carmel Mortgage helps people of Monterey County and all of California find the best home loan at the bes rate for their financing needs and goals. We do not push the most expensive loan like banks can.

Monterey County Inclusionary Homes

Carmel Mortgage does Monterey County inclusionary loans & refis - Learn about Monterey County Inclusionary housing & loans and info here

News - Mortgage Industry

Carmel Mortgage FHA, CA FHA, Monterey FHA, Carmel FHA, - Carmel Mortgage now offers FHA, helping first time homebuyers and those refinancing

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Pebble Beach, Carmel, Carmel Valley, Monterey homes, Monterey CA homes, Pacific Grove, Salinas, Seaside, Marina, fort ord, new monterey, oldtown salinas, Pasadera, Las Palmas, greenfield, big sur, carmel-by-the-sea, spreckels, castroville, prunedale, elkhorn, moss landing, aptos, santa cruz, carmel homes, salinas homes, pasadera homes, las palmas homes, monterey CA

What's a short sale?

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