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Rate Points APR Payment
Conforming 30 Year Fixed
6.125% 0.0 6.147% $0
Non-Conforming 30 Year Fixed
7.375% 1.0 7.502% $0
Conforming 15 Year Fixed
6.000% 0.25 6.077% $0
Conforming FHA 30 Year Fixed
7.750% -4.0 7.349% $0
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I've been in the real estate business for over 30 years now. Your Borroware software is the easiest loan application I have ever completed. You have a winner here!
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New Home Sales rose to a seasonally adjusted annual rate of 515,000 in July, a 2.4% increase, but below the consensus estimate of 523,000. However, a steep revision lowering June's sales to 503,000 from a previously reported 530,000 homes resulted in a...




FHA Now Offered

What does FHA from Carmel Mortgage mean for you?

FHA loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA) – part of HUD – insures the loan, so we can offer you a better deal.

Major Benefits of FHA: 

  • Low down payments
  • Low closing costs
  • Easy credit qualifying

First time homebuyers can get up to 97% home financing, something that is nearly impossible without FHA right now!

FHA has made a comeback following the hardships of the subprime crisis because they are insured by the FHA and they allow qualified borrowers who may not have a large down payment still buy the home of their dreams.

 

Call us today to see if this loan will help you purchase a home or refinance.

831-625-3939

info@carmel-mortgage.com


 

 

  Carmel Mortgage
200 Clock Tower Place E-150
Carmel, CA 93923
Phone (831) 625-3939

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Carmel Mortgage - Site Map

Homebuying Center
Mortgage and lending information for purchase and home buying loans.
Refinance Center
Carmel Mortgage Refinances Monterey County and California - Learn about Monterey Refinance Programs, refi with Carmel Mortgage, the credible local mortgage company
Home Equity Center
Mortgage and lending information for home equity loans.
Learning Center
Mortgage, lending, and credit information.
Less Than Perfect Credit
Learn how credit scoring works and how you can improve your credit score.
Financial Calculators
Financial, mortgage and lending calculators.
Today's Rates
Check for up to date rates and loan programs.
Commercial Loans
Commercial loans programs and information.
Construction Loans
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Interest Only Loans
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Become a Loan Officer with Carmel Mortgage
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Carmel Mtg Vs. Your Bank
Carmel Mortgage Vs. Your Bank - Carmel Mortgage helps people of Monterey County and all of California find the best home loan at the bes rate for their financing needs and goals. We do not push the most expensive loan like banks can.
Monterey County Inclusionary Homes
Carmel Mortgage does Monterey County inclusionary loans & refis - Learn about Monterey County Inclusionary housing & loans and info here
FHA Now Offered
Carmel Mortgage FHA, CA FHA, Monterey FHA, Carmel FHA, - Carmel Mortgage now offers FHA, helping first time homebuyers and those refinancing
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Cities we serve
Pebble Beach, Carmel, Carmel Valley, Monterey homes, Monterey CA homes, Pacific Grove, Salinas, Seaside, Marina, fort ord, new monterey, oldtown salinas, Pasadera, Las Palmas, greenfield, big sur, carmel-by-the-sea, spreckels, castroville, prunedale, elkhorn, moss landing, aptos, santa cruz, carmel homes, salinas homes, pasadera homes, las palmas homes, monterey CA
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