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Conforming 30 Year Fixed
4.875% -0.125 4.885% $0
Conforming 15 Year Fixed
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Conforming FHA 30 Year Fixed
5.250% -4.0 4.924% $0
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In The News...
There are no economic reports today.

Today is the 1 year anniversary of the bear market lows for Stocks hit back on March 9, 2009 at the height of one of the worst recessions since WWII. The Dow closed at 6,547.05 and yesterday it closed at...
News - Mortgage Industry
With so many changes in our industry,
we'll keep you up to date through our website !
 
 

What's a short sale?

 
A sale where the existing lender agrees to accept less than the mortgage balance when a seller wants to sell their property... Click here for more info
 
 

First-Time Homebuyer Tax Credit


The credit is an exciting new provision of the Housing and Economic Recovery Act of 2008. The credit is designed to encourage first-time homebuyers to purchase their first homes. Home prices are at historical lows making it an ideal time for many first-time homebuyers to purchase homes... Click here for more info

 

Fannie Mae Changes:

Positive News for Mortgages: You probably heard news stories about Fannie Mae and Freddie Mac but now you want to know how it'll affect mortgages. Here you go:

1. Fannie Mae, the guaranteers of notes is now under control of the government. The government felt Fannie Mae and Freddie Mac could no longer fulfill their mission statement to provide liquidity, stability and affordability in the housing markets...  Click here for more info

 

 

 


 
  Carmel Mortgage
200 Clock Tower Place E-150
Carmel, CA 93923
Phone (831) 625-3939

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Carmel Mortgage - Site Map

Homebuying Center
Mortgage and lending information for purchase and home buying loans.
Refinance Center
Carmel Mortgage Refinances Monterey County and California - Learn about Monterey Refinance Programs, refi with Carmel Mortgage, the credible local mortgage company
Home Equity Center
Mortgage and lending information for home equity loans.
Learning Center
Mortgage, lending, and credit information.
Less Than Perfect Credit
Learn how credit scoring works and how you can improve your credit score.
Financial Calculators
Financial, mortgage and lending calculators.
Today's Rates
Check for up to date rates and loan programs.
Commercial Loans
Commercial loans programs and information.
Construction Loans
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Interest Only Loans
Interest only loan programs and information.
Become a Loan Officer with Carmel Mortgage
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Carmel Mtg Vs. Your Bank
Carmel Mortgage Vs. Your Bank - Carmel Mortgage helps people of Monterey County and all of California find the best home loan at the bes rate for their financing needs and goals. We do not push the most expensive loan like banks can.
Monterey County Inclusionary Homes
Carmel Mortgage does Monterey County inclusionary loans & refis - Learn about Monterey County Inclusionary housing & loans and info here
News - Mortgage Industry
Carmel Mortgage FHA, CA FHA, Monterey FHA, Carmel FHA, - Carmel Mortgage now offers FHA, helping first time homebuyers and those refinancing
Loan Agents
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Cities we serve
Pebble Beach, Carmel, Carmel Valley, Monterey homes, Monterey CA homes, Pacific Grove, Salinas, Seaside, Marina, fort ord, new monterey, oldtown salinas, Pasadera, Las Palmas, greenfield, big sur, carmel-by-the-sea, spreckels, castroville, prunedale, elkhorn, moss landing, aptos, santa cruz, carmel homes, salinas homes, pasadera homes, las palmas homes, monterey CA
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